An alternative mutualidad instead of RETA
If you contribute through MUFACE, MUGEJU, or another alternative mutualidad, that scheme replaces the automatic RETA expense in the app. The screen shows an annual cap loaded from the 2024 income-tax manual.
It replaces the automatic quota
When you set the mutualidad, Factura Fácil stops proposing the automatic RETA expense and uses that mutualidad quota instead. It is still an expense that must relate to the activity, be justified, and be recorded. You confirm the entry. It is not a tax opinion and it does not replace your gestoría.
The cap on the screen
The screen shows an annual income-tax deduction cap of 15,266.72 euros. That figure is the one loaded in the app from the 2024 income-tax manual. Confirm the amount for the year you are filing before you close the year: it is the figure loaded from that manual. The overview is in deductible expenses.
- Source: the 2024 income-tax manual, as loaded in the app.
- Amount shown: 15,266.72 euros.
- Confirm the cap for the year you are filing.
Common questions
Does this mutualidad sit alongside the automatic RETA expense?
It replaces it. If you set MUFACE, MUGEJU, or another alternative mutualidad, the app drops the automatic RETA quota expense.
Should I use 15,266.72 euros as this year’s cap?
That is the figure loaded in the app from the 2024 income-tax manual. Confirm the cap for the current year before you apply it.
Official sources
Informational text reviewed on 26 September 2026. It is not tax advice and does not replace the Spanish Tax Agency or your accountant. Deadlines, rates, and forms can change.