A bank movement does not document the VAT
A credit on the account is not the invoice for the operation. VAT and the books need the invoice. Seeing the credit does not replace that document.
What you see at the bank, and what is missing
The bank shows that money came in. It does not state the base, the VAT amount or the customer with the detail of an invoice. Without that invoice, the credit does not land properly on modelo 303 or in the books. Matching the collection is for cash tracking. It does not create the invoice.
- The credit is not the invoice.
- VAT and the books need the invoice.
- Reconciling a collection does not file modelo 303.
Open Banking does not file modelo 303
On paid plans, Open Banking can show movements. The trial includes zero bank accounts. Connecting the bank does not file modelo 303. Factura Fácil calculates modelo 303 from the invoices and expenses you confirm, and can prepare the file. Submission stays on the Tax Agency site.
Common questions
If the customer pays me, is the invoice done?
No. The credit shows the collection. The invoice is a different document, and it is what feeds VAT and the books.
Does the trial include the bank?
No. The trial includes zero bank accounts. Open Banking on paid plans can show movements. Connecting it does not file modelo 303.
Official sources
Informational text reviewed on 26 September 2026. It is not tax advice and does not replace the Spanish Tax Agency or your accountant. Deadlines, rates, and forms can change.